About DSCR Loans Massachusetts
DSCR Loans Massachusetts is a Loan Daddy LLC brand and a mortgage broker, not a lender. We arrange business-purpose DSCR loans for non-owner-occupied rentals across the Commonwealth, from Boston triple-deckers to Cape Cod cottages, by shopping each scenario with wholesale lenders.
What we do
DSCR Loans Massachusetts is a broker, not a lender. We take your scenario — the property, the rents, the plan — and shop it across wholesale lenders whose programs fit the deal. Because different lenders read rent, condition, entity structure and property type differently, the placement matters as much as the price, and placing deals correctly is the whole job.
We work only with business-purpose investment property: non-owner-occupied rentals qualified on their income rather than your personal tax returns. That focus keeps us deep in one niche — Massachusetts rental stock and the DSCR programs that finance it — instead of shallow in many.
How we work
Every engagement starts with the math. We model your ratio with real tax figures from the current assessment, a realistic landlord-insurance quote and defensible rent support, and we tell you plainly when a deal does not clear. When it does, we present competing options side by side, explain the trade-offs in plain English, and manage the file through appraisal, underwriting and closing.
This site is part of that philosophy: the DSCR calculator, the Massachusetts DSCR guides, the loan comparisons and the Massachusetts rental market pages exist so you can pressure-test your own numbers before you ever talk to us.
Who is behind the brand
DSCR Loans Massachusetts is a Loan Daddy LLC brand, NMLS 2827624. The licensing details below apply to every page of this site and every loan we arrange.
DSCR Loans Massachusetts is a Loan Daddy LLC brand, NMLS 2827624.
Broker, not lender · NMLS #2827624
AZ CMB Licensed · #CMB-2016143
Equal Housing Opportunity
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.