Terms of use

TL;DR: Everything on this site is education about business-purpose DSCR financing for Massachusetts investment property, not an offer to lend. DSCR Loans Massachusetts is a Loan Daddy LLC brand and a mortgage broker, not a lender. By using this website you agree to these terms.

Educational content, not offers

Everything on this site — articles, market pages, the calculator and the FAQ — is general education for rental investors. Nothing here is a rate quote, a loan offer, a commitment to lend, or financial, legal or tax advice. Loan terms come only from a lender, in writing, after underwriting.

Business-purpose scope

Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.

Submitting a scenario form does not create an application for credit, a broker agreement or any obligation on either side. It is a request for a conversation.

Accuracy

We work to keep the information here accurate and current, but markets, laws and lender programs change. Local rules described qualitatively — registration, inspection and landlord-tenant matters — vary by city and town and should be verified with the municipality or a Massachusetts attorney before you rely on them.

Acceptable use

Do not misuse this site: no scraping at disruptive volume, no attempts to probe or breach our systems, no submitting false information or another person’s details, and no use of the forms for anything other than a genuine financing inquiry.

Liability

The site is provided as is. To the fullest extent permitted by law, Loan Daddy LLC is not liable for decisions made in reliance on the site’s content or for technical interruptions.

Changes

We may update these terms at any time; the version on this page controls. Continued use of the site after an update means you accept the new terms.